If the government raised my taxes 1% per year to give an increasing basic income until such a time that social programs and poverty improved until the point that the system supported everybody, we could fix this thing in 15-20 years, tops.
Anything else is just irresponsible.
Civilized society has to provide the basic needs for all its citizens to exist and develop. Education, health care, shelter, food, these should not be things anybody goes without.
Anything else is second-rate.
Retirees get a fixed income and many continue to work as long as they are able. Why is it so damaging for all of us to enjoy that same opportunity throughout our lives? Why do you have to work for 30 years before society deems you worthy of that respect?
These problems have solutions *if* we can start worrying about money, power and status AFTER we have taken care of the poor, weak, and forgotten.
If these are radical ideas to you, it may be worth considering what you value in life.